Air Conditioning Systems: types, pros/cons, costs (%) and risks — 2026
Introduction
Choosing an air-conditioning (AC) system depends on space size, layout, comfort level, budget, and local constraints (climate, noise limits, service access). Below you’ll find common system types with pros/cons, costs expressed as percentages versus a shared baseline, plus installation/operation risks and maintenance tips.
Cost baseline (C₀): a single split 1:1 (one indoor + one outdoor unit) with inverter, standard install, one room.
All deltas below are Δ% vs. C₀ for CAPEX, and Δ% vs. C₀ for running/maintenance where noted.
Main AC types
1) Split 1:1 (wall-mounted; most common)
Best for: single rooms, small offices, apartments.
Pros: low upfront cost, good efficiency (high SEER), fast install, per-room control.
Cons: multiple outdoor units on the façade if you have many rooms; condensate must be drained correctly.
CAPEX: 0% (baseline)
Energy use: 0% (baseline); −10–15% vs. old non-inverter units
Risks: wrong sizing (oversized/undersized BTU), poor refrigerant/condensate routing, noise at sustained high fan speed.
2) Multi-split (one outdoor + 2–5 indoors)
Best for: multi-room apartments, sensitive façades (prefer a single outdoor unit).
Pros: cleaner exterior look; per-room control; smaller outdoor footprint.
Cons: if the outdoor fails, all rooms are down; limited line lengths; capacity sharing among indoors.
CAPEX: +20–45% vs. C₀ (depends on # of indoors)
Energy use: −0–10% vs. several 1:1 splits (depends on simultaneous use)
Risks: poor capacity allocation per room, difficult service on long runs.
3) Ducted (concealed) — hidden unit + air distribution via ducts
Best for: larger apartments, villas, offices; when you want a minimal look.
Pros: excellent aesthetics (only grilles visible), even distribution, easy add-ons (filtration/UV/humidification).
Cons: drywall works, space for ductwork, higher upfront cost.
CAPEX: +40–90% vs. C₀
Energy use: +5–15% vs. split due to duct losses, but can be −10–20% with smart design/controls & heat recovery
Risks: uninsulated ducts → condensate & losses; ignored cleaning → dust/odors.
4) Ceiling cassette (4-way, for suspended ceilings)
Best for: open-plan offices, retail, restaurants.
Pros: good air throw, walls remain free, commercial look.
Cons: needs a suspended ceiling; can cause drafts if louvers aren’t set properly.
CAPEX: +25–60% vs. C₀
Energy use: 0–+10% vs. split
Risks: poor condensate drainage; wrong louver angles → uncomfortable drafts.
5) VRF/VRV (modular outdoor + many indoors, advanced controls)
Best for: buildings with many zones—offices, hotels, large retail, premium villas with many rooms.
Pros: strong seasonal efficiency, very long piping options, granular zoning; heat-recovery models can heat and cool simultaneously.
Cons: complex design/installation, specialized maintenance, high CAPEX.
CAPEX: +120–250% vs. C₀ (size/complexity dependent)
Energy use: −15–35% vs. disparate systems if properly sized and controlled
Risks: refrigerant leaks, design errors on long runs, incomplete commissioning.
6) Portable / Window AC
Best for: occasional use, rentals, where wall penetrations aren’t allowed.
Pros: minimal install, movable.
Cons: lower efficiency, higher noise, makeshift hot-air exhaust.
CAPEX: −40–0% vs. C₀ (often cheaper)
Energy use: +20–60% vs. C₀
Risks: poor condensate removal, air leakage at the window, acoustic discomfort.
How to choose wisely (quick guide)
- Load calculation: size to actual heat load (floor area, height, orientation, glazing, occupants, equipment). Oversized AC short-cycles → wear & higher use.
- Efficiency: check SEER/SCOP—the higher, the lower the OPEX.
- Noise: verify indoor/outdoor dB(A); every +3 dB ≈ double acoustic energy.
- Smart control: Wi-Fi thermostats, geofencing, schedules → −5–15% energy.
- Filtration/IAQ: washable filters; optional HEPA/ionization/UV; clean/replace regularly.
- Façade/appearance: if you want one outdoor only, consider multi-split or VRF.
Indicative percentages (CAPEX & OPEX vs. C₀)
- Multi-split: CAPEX +20–45%, OPEX −0–10%
- Ducted: CAPEX +40–90%, OPEX 0–+15% (can drop with automation/heat recovery)
- Cassettes: CAPEX +25–60%, OPEX 0–+10%
- VRF/VRV: CAPEX +120–250%, OPEX −15–35%
- Portable/Window: CAPEX −40–0%, OPEX +20–60%
Ranges vary with brand, capacities, line lengths, finish requirements, access, warranties, and maintenance contracts.
Risks and how to avoid them
- Bad install (refrigerant/condensate): use certified teams; leak test & proper vacuum; correct condensate fall.
- Refrigerant leaks: protect piping, use correct joints; schedule periodic checks.
- Cold drafts/discomfort: wrong placement, wrong louver settings; use swing mode, diffusers, or relocate grilles.
- Noise & vibration: anti-vibration mounts, minimum clearances, avoid resonant corners.
- High consumption: dirty filters, duct leaks, very low setpoints; maintain equipment and keep summer setpoint around 24–26 °C.
- Odors/dust: clean filters every 2–4 weeks in heavy use; plan professional hygiene service.
Maintenance plan (short & simple)
- Monthly (peak season): clean indoor filters.
- Seasonal (spring/autumn): coil sanitation, check condensate drains, verify noise/vibration.
- Yearly: refrigerant checks, fan cleaning, insulation checks on lines; update firmware/controls where applicable.
- Every 3–5 years: extended overhaul; for VRF—sensor calibration, refrigerant re-balance, EEV checks.
FAQ
Does a multi-split use less energy than three separate splits?
It depends on simultaneous use; when few indoors run, a multi-split can be more efficient. When all run hard, the gap narrows.
Ducted vs. cassette?
Ducted is more discreet and can deliver very even air; cassettes fit easily in commercial spaces with suspended ceilings—mind draft control.
Is VRF worth it in a villa?
Yes, if you have many rooms, need one outdoor unit, long piping, and fine zoning. CAPEX is higher, but comfort and OPEX can justify it.
Portable vs. split?
Portable is for temporary needs. For comfort, efficiency, and noise, a fixed split wins clearly.
Conclusion
There’s no one-size-fits-all AC. Choose split for single rooms, multi-split when you need a single outdoor, ducted/cassettes for clean aesthetics or commercial spaces, and VRF for multi-zone buildings with advanced control. Aim for high SEER/SCOP, correct sizing, careful placement, safe condensate drainage, and regular maintenance—they’re the difference between a noisy, expensive system and a comfortable, efficient, durable one.

